Commercial CombinedAn umbrella policy for clients in the service, manufacturing and distribution sectors. Package CombinedAn umbrella policy for clients in the offices, retail and leisure sectors Contracting BusinessCover for smaller contractors on a per capita basis and for larger firms on a wages and turnover basis. Property Owners InsuranceA superior product for property investors and trusts with commercial and residential property portfolios. Residential Development InsuranceA coordinated solution for arranging appropriate cover for a residential property undergoing renovation or refurbishment. Extended Product RangeOffering an extended range of products to complement our core products. Management Liability